• Credit cards

    Saigon Centre Takashimaya Vietcombank Visa (Standard)

    Takashimaya REWARDS POINTS
    Unlimited
    Issuance fee
    Free
    Apply now Add to compare
Up to 45 days interest-free
Buy now - pay later 
Redeem rewards point for Vietcombank Takashimaya gifts
Earn rewards points to redeem for gift vouchers at Saigon Centre
Global exclusive offer
Mass and exclusive offers from Visa, Vietcombank and partners 

Detailed information

Benefits
Conditions
Card Information
Fees

Takashimaya points

Unlimited 20 points for every 20.000 VND spent 

  • Unlimited x8,5 points for transactions at Saigon Shopping Centre 
  • Unlimited x17 points for transactions at Takashimaya Shopping Centre 

Privileges

  • Evergreen Benefit: E-voucher discounts or free gifts from card-accepting establishments (Details)
  • Direct discounts, vouchers from Vietcombank, and Visa (Details)

 

Financial optimisation

  • Flexible installment payments with 0% interest rate
  • Up to 45 days interest-free

Convenient payment

  • Cash withdrawal directly or using a QR code at ATMs
  • Bill payments at ATMs
  • Payments at card-accepting establishments: in-person, contactless, or using QR codes
  • Online payments: on the website or through VCB Digibank
  • Payments via electronic wallets/mobile payment apps: Apple Pay, Google Pay, Samsung Pay (applicable only to Visa cards)
  • Card activation,card opening/locking, inquiry, limit changes, and more... on VCB Digibank.

Requirements

  • Individual aged from 15 and above as prescribed by law.
  • Foreign residents legally residing in Vietnam for 12 months or more. 

Issuance procedure

To request issuance, please provide application forms, personal documents, and proof of financial capacity. 

Forms

  • Application form and contract 
  • Card conditions 

Card usage limit

  • Credit limit: up to 300 million VND
  • Spending: 100% of the credit limit
  • Domestic cash withdrawal: 50% of the credit limit
  • International cash withdrawal: 30 million VND/day

(Details)

Card validity

5 years  

Number of supplementary cards

None 

Statement date

  • Statement date: the 20th of each month
  • Payment due date: the 5th of the following month

 

User guide

Detailed instructions, statements of payment, and notes for card usage 

Issuance fee

Free

Annual fee

100,000 VND/card/year. Free annual fee for the first year  

Other fees

Fees details 

--

Latest promotions

article-viewall

FAQs

  • 1. I received a notification message during a credit card transaction saying it is a provisional available credit limit. Can you explain this to me?
    To assist customers with multiple credit cards at VCB, each with interconnected credit limits, VCB provides information on the available temporary credit limit that customers can use.

    For example, if a customer is assigned an overall credit limit of 100 million VND for credit card issuance, consisting of one Visa Platinum card with a limit of 100 million VND and one JCB Gold card with a limit of 70 million VND, and the customer has already spent 50 million VND on the Visa card, the available credit limit will be 50 million VND. If the customer continues to spend 5 million VND using the JCB card, the available credit limit will be 45 million VND (although the initial limit on the JCB card is 70 million VND, the customer has only utilized 5 million VND on this card).
  • 2. Why have my linked cards on the MOCA application been temporarily locked?
    To prevent potential fraudulent activities on your MOCA account for payments, MOCA will temporarily lock linked cards in the following cases:

    1. Changing your mobile phone.
    2. Entering the wrong user password five (5)times.

    In these cases, to re-verify the cards, you'll need to provide the card number and OTP sent to your registered phone. For assistance, contact the VCB/MOCA hotline. This ensures secure transactions through the MOCA app.
  • 3. I didn't receive the OTP to link my card. What should I do?

    In this case, you need to check the following points:

    -Ensure that the phone with the MOCA app is working properly and has an internet connection.
    -Check if you have registered for SMS Banking with VCB (Note: OTP will be sent to the phone number you registered to receive OTP from VCB).
    -Ensure that the phone with the registered SIM for receiving OTP is working properly.
    -If the issue persists, you can call the MOCA hotline (1900 6923) or VCB's hotline (1900 54 54 13) for further assistance.


Xem tất cả câu hỏi

  • Professional consultants

    24/7 customer service

Reject
We use cookies for you to have a better experience on this website.
Accept