Replenish capital to invest in fixed assets
Replenish capital to invest in fixed assets, expanding production and business temporary and long-term
The most competitive interest rates in the market
Competitive interest rates with various promotion offers
Flexible loan tenor and repayment method
Flexible loan tenor and repayment method to suit business activities

Product information

Conditions
Applications
Process & Payment date
Fees & Forms

Applicant eligibility

  • Vietnamese citizens aged 18 to 65 years old
  • Have a demand of medium-term or long-term loans for investing in fixed assets and expanding business operations
  • Have collateral assets such as real estate, automobiles, valuable documents
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    Maximum loan amount

    Maximum loan term

    Loan application

    Use Vietcombank's forms
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    Proof of identity

  • ID/Passport
  • Information about customer's residence
  • Marriage registration certificate/Confirmation of marital status
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    Proof of loan purpose

  • Legal documents of business operations
  • Documents and records of the business plan
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    Proof of debt repayment source

    Income proof documentation from customer's business activities and/or from private enterprises owned by the customer
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    Collateral documents

    Customer's asset ownership certificate and/or third-party asset ownership certificate as required by Vietcombank.
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    Loan application process

    Step 1: Receive consultation on loan conditions and required documents.

    Step 2: Prepare and submit the application as instructed.

    Step 3: Vietcombank conducts evaluation and notifies the approval result.

    Step 4: Customers and Vietcombank sign the loan contract.

    Step 5: Receive loan disbursement

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    Repayment date

  • Principal payment: on a monthly or quarterly basis
  • Interest payment: monthly based on amortized outstanding loan balance
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    Early repayment fees

    VND

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