Timely working capital replenishment
Supply working capital to serve customers' diverse business activities
Preferential and competitive interest rates
Preferential, competitive interest rates according to according to periodic credit packages
Flexible loan tenor and repayment method
Flexible loan tenor and repayment method to suit business activities

Product information

Conditions
Applications
Process & Payment date
Fees & Forms

Applicant eligibility

  • Vietnamese citizens from 18 years old to not exceeding 70 years old at the end of the loan term
  • Have a demand for additional working capital to support business operations
  • Have collateral assets include: real estate, cars, valuable papers
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    Maximum loan amount

    85% of the proposed cost of the business plan
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    Maximum loan term

    Loan application

    Use Vietcombank's forms
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    Proof of identity

  • ID/Passport
  • Information about customer's residence
  • Marriage registration certificate/Confirmation of marital status
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    Proof of loan purpose

  • Legal documents of business operations
  • Documents and records of the business plan
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    Proof of debt repayment source

    Income proof documentation from customer's business activities and/or from private enterprises owned by the customer
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    Collateral documents

    Customer's asset ownership certificate and/or third-party asset ownership certificate as required by Vietcombank.
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    Loan application process

    Step 1: Receive consultation on loan conditions and required documents.

    Step 2: Prepare and submit the application as instructed.

    Step 3: Vietcombank conducts evaluation and notifies the approval result.

    Step 4: Customers and Vietcombank sign the loan contract.

    Step 5: Receive loan disbursement

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    Repayment date

  • Principal payment: suitable for the customer's cash flow
  • Interest payment: monthly based on amortized outstanding loan balance
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    Early repayment fees

    VND

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